This is general information, not legal or financial advice. Procedures and fees vary by office. Confirm details with the local registration office.
New versus used
You can buy a new car from a dealer or a used one privately or from a dealer. Used cars are popular and affordable, but require more checks on history and condition before you commit.
The sales contract
A private used-car sale is documented by a written sales contract (umowa kupna-sprzedazy) signed by both parties. It records the parties, the vehicle details and the price, and you need it for registration and tax.
- Written sales contract for private purchases.
- Invoice when buying from a dealer.
- Keep all documents for registration.
Transfer tax
Buying a used car from a private seller usually triggers PCC transfer tax of 2 percent of the value, which the buyer pays and declares to the tax office within the deadline. A dealer purchase carries VAT instead.
Registration and insurance
You register the vehicle at the local office, providing the contract, your ID and residence details, the previous documents and proof of mandatory OC insurance. You must arrange OC before driving and present a valid technical inspection.
- Register at the local vehicle office.
- Arrange mandatory OC insurance first.
- Ensure a valid technical inspection.
Tips for foreigners
Verify the seller's identity and the vehicle's documents, check for outstanding finance or import issues, and budget for the tax, insurance and any inspection or plate changes.
Frequently Asked Questions
Can foreigners buy a car in Poland?
Yes, foreign residents can buy and register vehicles like Polish nationals.
Is there a transfer tax?
Yes, private used-car purchases usually carry PCC at 2 percent of the value.
What insurance do I need?
Mandatory OC liability insurance, arranged before you drive.
What document records the sale?
A written sales contract for private sales, or an invoice from a dealer.
Where do I register?
At the local vehicle registration office in your area.
Do I need a technical inspection?
Yes, the car must have a valid periodic technical inspection.
What if I buy from a dealer?
The purchase carries VAT rather than PCC transfer tax.
What should I check on a used car?
History, condition, documents and any outstanding finance or import issues.
When do I pay PCC?
You declare and pay it to the tax office within the deadline after purchase.
What documents do I bring to register?
The contract, your ID, residence details, the prior vehicle papers and proof of OC.