Polish salary calculator — gross to net 2026

Gross is the amount before deductions; net (take-home) is gross minus ZUS, the health contribution and the PIT advance.

Employee social contributions: pension 9.76%, disability 1.5%, sickness 2.45% (13.71% total), plus 9% health and the PIT advance.

For an employment contract with standard costs and PIT-2, roughly PLN 3738 net (check the exact figure above).

No. Since 2022 the health contribution is not deducted from income tax.

The tax-free amount (PLN 30,000/year) lowers tax. With PIT-2 filed, the employer applies a monthly reducing amount (PLN 300), increasing net pay.

People under 26 are exempt from PIT up to an annual limit — the PIT advance is 0, but ZUS contributions are still deducted.

An amount reducing the tax base: standard PLN 250/month, increased PLN 300/month for commuters.

Not in this version. If you joined PPK, your net pay is slightly lower by the employee contribution.

Differences come from PPK, increased costs, the 32% bracket, reliefs or garnishments. The calculator gives an indicative result.

Rates come from a versioned data registry and are updated on changes. The result is indicative and not tax advice.