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Education Calculators

Plan your education funding: check scholarship thresholds, tuition costs and student loan conditions.

Education and student finances in Poland

Education in Poland is one of life's most significant investments — and one of the most complex to plan financially. Education calculators on Liczbnik.pl help you budget at every stage, from nursery school through postgraduate study. Full-time degree programmes at public universities are tuition-free for students who meet the entry-score threshold. Part-time (extramural) programmes at public institutions and most private universities charge fees of around 1,500–5,000 PLN per month depending on the course and institution. The study-cost calculator adds up tuition, accommodation, commuting and materials over a full degree programme. Students in Poland can apply for several types of financial support. The rector's scholarship (academic) goes to the top 10% of students on each programme; the social scholarship supports those with low household income; the special scholarship is for students with a disability certificate. The scholarship calculator helps you check whether you meet the income or grade threshold at your university. The PKO/BPS student loan is a low-interest state-backed facility — the interest rate is 2% plus the NBP reference rate. Repayments begin two years after graduation and can be reduced or waived in cases of hardship. The student loan calculator shows monthly repayments and the total cost under different income scenarios after studies end. Post-secondary qualifications — language courses, professional certificates and postgraduate diplomas — involve balancing upfront costs against the potential salary premium. The education ROI calculator estimates how many years it takes for higher earnings to repay the training cost. Results are indicative — for personalised advice speak to a careers or academic adviser.

See also: Salary and payroll calculators · VAT calculators · Loan calculators

Frequently asked questions about education

How much is an academic scholarship?

Academic scholarships are set by universities — typically 500–2,000 PLN/month depending on grades.

How much is a social scholarship?

Social scholarships depend on family income and university — usually 300–1,500 PLN/month.

How does a student loan work?

Student loans are low-interest (2% + NBP reference rate) and are repaid after graduation.

Yes — extramural (part-time) studies at public universities are paid, usually 1,500–4,000 PLN/semester.

Public kindergarten costs max. 1 PLN/hour; meals are approximately 7–15 PLN/day.

Dobry Start provides a one-off 300 PLN school starter grant for every child in education up to age 20.

Education ROI = (salary increase × years of work) / education costs. The calculator estimates long-term benefits.

The 800+ programme pays 800 PLN/month for each child up to age 18, regardless of family income.

Tuition fees cannot be deducted from PIT. However, internet and rehabilitation tax reliefs may apply.

Yes — the PIT calculator includes the child tax credit (1,112.04 PLN/year for the 1st and 2nd child).