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Time value of money calculator — FV & PV

Find out how much your investment will be worth in the future (FV) or what a future sum is worth today (PV). Choose compounding frequency for accuracy.

Reviewed byRedakcja Liczbnik
Calculator
PLN
ResultFuture value16,470.09PLN
Gain
6,470.09 PLN
Growth (%)
64.7

How we calculate time value of money

FV = PV × (1 + r/n)^(n×t), where r = annual rate, n = compounding periods per year, t = years. For PV mode we reverse: PV = FV / (1 + r/n)^(n×t).

Example: PLN 10,000 for 10 years at 5%

Investing PLN 10,000 for 10 years at 5% p.a. with monthly compounding yields approx. PLN 16,470. Gain: PLN 6,470.

Frequently asked questions

Indicative result

Results are educational estimates. Does not account for inflation, tax, or fees. Not investment advice.

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