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How much does a financial advisor earn in Poland in 2026?

Reviewed byRedakcja Liczbnik
Average gross
10,000PLN
Take-home (employment)
7,147PLN

Pay by experience

LevelGross (range)Net (employment)
JuniorPLN 5,000 – 7,000PLN 3,738 – 5,102
MidPLN 7,500 – 12,000PLN 5,442 – 8,510
SeniorPLN 13,000 – 22,000PLN 9,192 – 15,327

Employment or B2B?

At PLN 10,000 gross on an employment contract you take home about PLN 7,147. On B2B the result depends on the tax form, ZUS and health contributions — use the B2B vs employment calculator.

Calculate exactly in the salary calculator

A financial advisor earns on average around 10000 PLN gross per month, with a significant part of income coming from commission. The range reaches from around 5000 PLN gross at the start of a career to 22000 PLN gross for experienced advisors with an extensive client portfolio.

What does a financial advisor do?

A financial advisor analyses a client's financial situation and helps select products: loans, investments, insurance or pension plans. They build relationships with clients, prepare comparisons of offers, negotiate terms with institutions and provide after-sales service. Increasingly they act as a comprehensive financial planner.

What affects earnings?

  • The commission system — income grows with the value of products sold.
  • Client portfolio — wealthy and loyal clients increase earnings.
  • Certificates and specialisation that raise credibility and rates.
  • Reputation of the institution and access to attractive offers.

Regional and experience-based differences

A junior advisor earns 5000-7000 PLN, an experienced advisor 7500-12000 PLN, and a senior 13000-22000 PLN gross. The highest income is achieved by advisors serving premium clients in large cities.

Demand and outlook

Growing financial awareness among Poles and the complexity of products drive demand for advisors, though income is variable and dependent on sales. To convert a gross salary into net, use our salary calculator on liczbnik.pl.

What affects the salary?

  • commission system and the value of products sold
  • client portfolio and their wealth
  • certificates (EFPA, licences, authorisations)
  • specialisation (loans, investments, insurance)
  • reputation of the institution and marketing support

Frequently asked questions

How much does a financial advisor earn?

On average around 10000 PLN gross per month, with a range from 5000 to 22000 PLN depending on commission.

How much does a financial advisor earn net?

At 10000 PLN gross on an employment contract this is roughly about 7160 PLN net.

What do a financial advisor's earnings depend on?

Mainly on the value of products sold, the client portfolio and the commission system.

How much does a beginning financial advisor earn?

Most often 5000 to 7000 PLN gross per month at the start.

Is being a financial advisor a good profession?

Yes, for communicative, sales-oriented people it can be very lucrative.

Does a financial advisor work on commission?

Most often yes, part or all of the remuneration is commission on products sold.

Which certificates help a financial advisor?

EFPA certificates and authorisations for loan and insurance brokerage are valued.

How much does a senior financial advisor earn?

An experienced advisor with a large client portfolio usually earns 13000-22000 PLN gross.

How does a financial advisor differ from a tax advisor?

A financial advisor deals with financial products, while a tax advisor handles settlements and tax optimisation.

How do I calculate a financial advisor's net pay?

Enter the gross amount into the salary calculator to find out the net value.

Data sources

  • Raporty płacowe (Sedlak & Sedlak, oferty pracy)
  • Analizy rynku usług finansowych

Updated: