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Investment return rate calculator

Find out how well your investment performed. Enter the initial value, final value and the investment period in years — the calculator returns the total return, CAGR (compound annual growth rate), profit and the return multiple. Use it to compare different investments on a common scale.

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How we calculate return rate

Total return = (final value − initial value) / initial value × 100%. CAGR = (final value / initial value)^(1 / years) − 1. Profit = final value − initial value. Multiple = final value / initial value. Results are nominal — inflation and capital gains tax are not included.

Example: PLN 10,000 → PLN 15,000 over 5 years

Initial investment: PLN 10,000, value after 5 years: PLN 15,000. Total return = 50%, CAGR = 8.45% per year, profit = PLN 5,000, return multiple = 1.5x. This means the capital grew by 8.45% on average each year.

Frequently asked questions

Results are indicative and educational. The calculator does not account for the Belka tax, fees or inflation. It is not investment or financial advice.

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