Current for 2026Last updated: 2026-06-09How we verify data: Methodology →

Flat Purchase Cost Calculator

Updated: 9 June 2026

Calculate every cost of buying property: PCC tax (2%), the notary fee, the land register entry and other transaction charges.

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How we calculate purchase costs

We add up: PCC = 2% of value (secondary market), the notary fee (statutory tariff), court charges and an optional agent commission.

PCC: 8,000 PLN (2%), notary fee: about 3,710 PLN plus VAT, land register entry: 200 PLN. In total about 12,000-14,000 PLN of costs.

How much is PCC tax on a flat?

On the secondary market PCC is 2% of the property value, paid by the buyer.

Do I pay PCC on a new flat from a developer?

No, primary-market purchases from a developer are subject to VAT, not PCC.

How much does the notary cost?

The notary fee follows a statutory tariff, around 3,710 PLN plus VAT for a 400,000 PLN flat.

What is the land register entry fee?

Entering ownership in the land register (KW) costs a fixed court fee of 200 PLN.

Should I include the agent commission?

Yes, if you used an estate agent, add their commission to the total cost.

Is the calculator free?

Yes, the purchase cost calculator is free and works online.

The result is indicative. Consult a notary before the transaction.

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