Loans · 6 min
Refinancing a Mortgage in Poland: Complete Guide for 2026
Learn how mortgage refinancing works in Poland, when it pays off, what costs to expect and how to calculate your savings before switching to a new lender.
· Redakcja Liczbnik
Blog category · 5 articles
Blog: Loans
Mortgages and personal loans: instalments, APRC, overpayment, refinancing and creditworthiness in practice.
Loans · 7 min
How to Calculate a Mortgage Payment in Poland 2026
Learn the mortgage payment formula, understand amortization, and find out what your monthly instalment will be in Poland in 2026.
· Redakcja Liczbnik
Loans · 6 min
APR (RRSO) — What Is It and How to Compare Loan Offers in Poland
APR (RRSO in Polish) is the single most important metric when choosing a loan. Learn how to interpret it and compare bank offers effectively.
· Redakcja Liczbnik
Loans · 8 min
How to Calculate Your Creditworthiness in Poland 2026
Your creditworthiness determines how much a bank will lend you. Learn what factors banks assess, how to calculate your borrowing capacity, and how to improve your score.
· Redakcja Liczbnik
Loans · 6 min
Getting a Mortgage in Poland 2026 — Rates, Requirements and Tips
Polish mortgage guide: loan-to-value 80-90%, interest rate ~7%, fixed vs variable (WIBOR), creditworthiness test. Step-by-step application guide.
· Liczbnik Editorial