Taxes7 min
Capital Gains Tax in Poland - the Belka Tax Explained (2026)
Poland charges a flat 19% Belka tax on capital gains and investment income. Learn what it covers, how to report it on the PIT-38 form and how to calculate it.
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Energy7 min
EV vs Petrol - Comparing Running Costs in Poland (2026)
Compare the running costs of electric and petrol cars in Poland. Learn how electricity prices stack up against fuel and how to estimate your annual savings.
Read moreLoans6 min
Refinancing a Mortgage in Poland: Complete Guide for 2026
Learn how mortgage refinancing works in Poland, when it pays off, what costs to expect and how to calculate your savings before switching to a new lender.
Read moreTaxes6 min
Estonian CIT in Poland: How the Lump-Sum Corporate Tax Works
Understand Estonian CIT in Poland: who qualifies, how the deferred corporate tax works, the effective rates and a worked example showing the real savings.
Read moreSalaries6 min
Maternity Benefit for the Self-Employed in Poland Explained
How maternity benefit works for self-employed and B2B workers in Poland: eligibility, contribution rules, how the amount is calculated and a worked example.
Read moreHealth7 min
Health Insurance in Poland 2026 — NFZ vs Private
How health insurance works in Poland 2026: NFZ public system, waiting times, private options and costs. Guide for expats and foreigners.
Read moreSalaries7 min
Commuting Costs in Poland 2026 — Car vs Public Transport Guide
A detailed comparison of commuting by car versus public transport in Poland in 2026, with real cost breakdowns, tax deductions, and tips to cut your daily travel budget.
Read moreSalaries8 min
Salary Calculator Poland 2026 — Gross to Net, Tax & ZUS Explained
Understand your Polish salary in 2026: ZUS contributions, health insurance, PIT tax rates, and a step-by-step gross-to-net example for 6,000 PLN.
Read moreSalaries6 min
Minimum Wage in Poland 2026 — Current Rates and Net Pay
Poland's minimum wage in 2026: 4,666 PLN gross in H1 and 4,800 PLN in H2. See net amounts, hourly rates, and how Poland compares with EU peers.
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VAT Rates in Poland 2026 — Standard, Reduced & Zero Rate Guide
Complete guide to Polish VAT in 2026: 23% standard, 8% and 5% reduced rates, 0% exports, registration threshold, JPK_V7 reporting and reverse charge.
Read moreOther7 min
Polish Social Security (ZUS) — Complete Guide for 2026
Everything expats need to know about ZUS in Poland 2026: who must pay, contribution types, rates for employees vs self-employed, and A-1 certificate rules.
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VAT in Poland 2026 — Rates, Registration and How It Works
A practical guide to Polish VAT (PTU) in 2026: standard and reduced rates, registration thresholds, VAT returns, split payment rules and intra-EU transactions.
Read moreSavings6 min
Saving for Retirement in Poland — PPK, IKE, IKZE and ZUS Explained
Poland's retirement system: ZUS public pension, PPK workplace savings, IKE and IKZE private accounts. How much will you actually get at retirement?
Read moreLoans6 min
Getting a Mortgage in Poland 2026 — Rates, Requirements and Tips
Polish mortgage guide: loan-to-value 80-90%, interest rate ~7%, fixed vs variable (WIBOR), creditworthiness test. Step-by-step application guide.
Read moreTaxes5 min
ZUS Contributions in Poland 2026 — Employee and Self-Employed Guide
How Polish ZUS social insurance works: employee contributions (13.71%), employer top-ups, and the preferential startup rate for new businesses.
Read moreInvestments4 min
Compound Interest Explained: How Your Savings Grow in Poland
Learn how compound interest works and how to maximize your savings growth with Polish bank deposits and investments.
Read moreReal estate5 min
Buying Property in Poland — Full Cost Breakdown 2026
Beyond the purchase price: PCC tax 2%, notary fees, agent commission, land register. Complete cost breakdown for buying a flat in Poland.
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Polish Income Tax Guide 2026 — PIT, Rates and Reliefs Explained
Complete guide to Polish PIT income tax: 12% and 32% brackets, 30,000 PLN personal allowance, tax reliefs for families and youth. With calculator.
Read moreTaxes4 min
Poland VAT Rates Guide 2026 — Standard, Reduced and Zero
Complete overview of Polish VAT rates: 23%, 8%, 5%, and 0% — which rate applies when and how to calculate VAT.
Read moreSalaries5 min
How to Calculate Your Net Salary in Poland (2026)
A complete guide to converting gross salary to net pay in Poland — ZUS, NFZ, and PIT deductions explained.
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