ETF Calculator — return after TER and tax
Estimate your ETF return after the TER fee and capital gains tax. Forecast your investment portfolio value over the years — free online tool.
Calculator · Investing
Check the potential of the DCA (Dollar Cost Averaging) strategy. Enter your monthly amount, expected rate of return and investment horizon.
We use the future value of an annuity formula: FV = PMT × ((1+r)^n − 1) / r, where r is the monthly rate and n is the number of months.
Capital invested: 120,000 zł. Portfolio value: about 294,000 zł. Profit: 174,000 zł.
Dollar Cost Averaging means investing a fixed amount at regular intervals, which smooths out the average purchase price over time.
It reduces the risk of investing everything at a market peak, but it does not remove general market risk.
A long-term broad equity market average is often around 6–8% per year, but this varies and is not guaranteed.
No, this tool shows the gross portfolio value; capital gains tax would apply on profit when you sell.
This forecast assumes a constant monthly amount; for changing deposits, run separate scenarios and add the results.
Lump-sum often wins mathematically in rising markets, but DCA helps discipline and reduces timing stress.
Indicative result
Estimate your ETF return after the TER fee and capital gains tax. Forecast your investment portfolio value over the years — free online tool.
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